Stop complaining for just seven days and watch your finances improve, says. T. Harv Eker, self-made millionaire and author of “Secrets of the Millionaire Mind.”

In fact, he says, the changes in your life will be miraculous.

“There’s no such thing as a really rich victim,” Eker says. "Like attracts like. When you are complaining, you are actually attracting ‘crap’ into your life. It’s because you complain that your life is so crappy.”

To change your outer world, he believes, you must first change your inner world.

“Everything is energy.”

If you’re in a financial rut, or looking to grow your wealth, stop complaining — out loud and in your head, Eker advises, and instead, surround yourself with an upbeat, successful crowd.

"Remind yourself that you are creating your life and that at every moment you will be attracting either success or crap into your life," he writes. "It is imperative you choose your thoughts and words wisely!"

Changing your outlook is the first step to changing your financial blueprint. That blueprint, formed early on by childhood experiences, is ingrained in your subconscious mind and will determine your financial life.

“If your money blueprint isn’t preset for a high level of success you will never amass a large amount of money, and if by chance you do,” he says. “you’ll either quickly or slowly lose it.”

The good news is that once you realize what’s going on you can change your blueprint.

Just think about some of the messages you may have received in your formative years about money:

Money doesn’t grow on trees.

It takes money to make money.

Money doesn’t make you happy.

Money is the root of all evil.

Rich people are greedy, criminals, crooks.

You can’t take it with you.

What am I, made of money?

Eker says we are all preset for success, mediocrity or failure, for spending, saving, investing, or avoiding the subject of money all together.

To continue on an unsuccessful financial path, continue to play the role of the victim by saying, like most people do, “Life happens to me!” Instead of taking responsibility for your financial outcome, it’s tempting instead to blame, justify, and yes, complain.

The rich among us, say instead, “I create my life.”

Eileen McClelland

Eileen McClelland is the Managing Editor of INSTORE. She believes that every jewelry store has the power of cool within them.

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